Risk Disclosures

1. 01Risk of total loss

   Tokens launched through RAIL are speculative and usually have no intrinsic value, utility or backing. Prices can move 90% or more within minutes, liquidity can disappear, and most memecoins go to zero. Only use money you can afford to lose completely.

2. 02No investment advice

   Nothing on userail.fun, including token pages, market caps, charts, earnings, leaderboards, holder rewards, featured tokens and posts on our official channels, is financial, investment, legal or tax advice, or a recommendation to buy, sell or hold anything. Do your own research.

3. 03Recipients are not issuers or endorsers

   Anyone can launch a token that names any X, GitHub, Telegram, Twitch, YouTube, Kick or Reddit account, wallet or charity as a fee recipient. Being named does not mean that person or organisation created, promotes, endorses or is affiliated with the token.

   Only a recipient's own confirmation, shown as the Endorsed badge, means they chose to endorse the token, and even an endorsement is not a guarantee of anything. Tokens may use names, images or themes of real people or brands without their permission.

4. 04Permanent fee routing

   Launching or registering a token permanently directs all of its creator fees to the RAIL treasury, where 80% is split between recipients and 20% goes to the protocol. This cannot be reversed or changed later, including the recipient split.

5. 05Custody of collected fees

   Between being collected from the token's creator vault and being withdrawn by a recipient, fees are held in wallets controlled by the RAIL protocol. Although we separate treasury and payout wallets, cap daily payouts and monitor balances, these funds are exposed to operational and security risks, including key compromise, software bugs and human error. Withdraw regularly or enable automatic payouts if you do not want to keep a balance.

6. 06$RAIL holder rewards, buyback & burn

   Holder rewards distribute part of the protocol's share of fees to $RAIL holders; the buyback spends another part on $RAIL and burns what it buys. Both are automated mechanisms that depend on fee volume, liquidity and third-party services, may be paused, can amount to zero, and are not a promise of price support, value or returns. Until $RAIL exists, the buyback bucket simply accumulates. The same applies to Holder share and Amplify distributions of individual tokens.

7. 07Estimates and data

   USD values, market caps, charts and earnings figures come from on-chain data and third-party feeds and may be delayed, approximate or wrong. SOL amounts shown in USD are converted at a current price, not the price at the time of the transaction.

8. 08Technology and third-party risk

   RAIL relies on the Solana network, pump.fun, PumpSwap, Jupiter, Robinhood Chain, Pons, X, GitHub, Telegram, Twitch, YouTube, Kick, Reddit, IPFS and RPC providers. Congestion, outages, program upgrades, API changes, account suspensions or exploits at any of them can delay or prevent launches, fee collection, claims and withdrawals, or change how the Interface works.

9. 09Pons tokens (Robinhood Chain)

   Tokens launched on Pons live on Robinhood Chain, a separate EVM network, and their recipients are paid in ETH, not SOL. Unlike pump.fun, Pons lets its team redirect a token's creator fees to another address after a public notice period. If that happens, fees stop reaching RAIL and the token can no longer pay its recipients; RAIL cannot reverse it. Robinhood Chain, its bridges and its wallets carry their own technical risks.

10. 10Irreversible transactions and scams

    Blockchain transactions cannot be undone. Double-check addresses and what you sign. We will never DM you first, ask for your seed phrase or ask you to send funds to “unlock” a balance. Beware of fake sites and impersonators; the only official links are on userail.fun, @userail_ on X and @userailportal on Telegram.

11. 11Regulatory and tax risk

    The legal treatment of crypto assets, memecoins and fee income varies by country and is changing. New rules may restrict or end the Interface in some regions. You are responsible for complying with the laws that apply to you and for reporting and paying any taxes on amounts you receive.

12. 12More information

    How fees are collected, split and paid is explained in the documentation. Use of the Interface is subject to the Terms of Use.